Annuities can help address one of your fundamental concerns: Outliving your savings. They offer you guaranteed lifetime income payments*, which may give you freedom to fulfill your retirement dreams and help with your financial peace of mind. They also give you flexibility to use your cash however you choose.
Deferred annuities can help you accumulate assets for retirement by offering you a fixed rate of return and tax-deferred growth. And with deferred annuities, your investment will never decline in value.
Income annuities can provide you a guaranteed*, reliable income stream that you can’t outlive. If you’re nearing retirement age or are already retired, income annuities can help supplement your income through a series of payments throughout your lifetime or for a specific period of time.
Taxes on annuity earnings are deferred until you begin taking money out***. That may help you minimize the amount of tax you pay.
Everyone’s situation is different. Annuities offer income options and choice of frequency so you can select what’s right for you.
One of the most difficult problems in retirement is determining how much income you’ll need. Annuities provide reliable income that you can use however you wish.
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